Planned Giving – YMCA Heritage Club


The YMCA Heritage Club

Today, our Y benefits from the visionary volunteers and donors who came before us. It was their foresight and inspiring generosity that helped to shape what our YMCA is today.

Many generous individuals wish to make gifts in the future to the Princeton Family YMCA. They are giving through their estate plans or making immediate contributions that can generate a life income or special tax benefits. Each year, those individuals who choose to place the Princeton Family YMCA in their wills or estate plans become members of the Heritage Club.

Planned Giving Opportunities:

  • WILLS & LIVING TRUSTS — A simple, flexible and versatile way to ensure we can continue our work for years to come is a gift in your will or living trust, known as a charitable bequest. By including a bequest to the Y in your will or living trust, your gift also entitles your estate to an unlimited federal estate tax charitable deduction.
  • BENEFICIARY DESIGNATIONS— Just name the Y as a beneficiary to receive assets such as retirement plans and life insurance policies after you’re gone. Not only is it an easy way to give, but it’s also flexible—you aren’t locked into the choices you make today. You can review and adjust beneficiary designations anytime you want.
  • CHARITABLE GIFT ANNUITIES— A charitable gift annuity allows you to support the Y’s work while receiving fixed payments for life. Not only does this gift provide you with regular payments and allow us to further our work, but when you create a charitable gift annuity with the Y you can receive a variety of tax benefits, including a federal income tax charitable deduction.
  • CHARITABLE REMAINDER TRUSTS— If you have built up a sizeable estate and are looking for ways to receive reliable payments, set up a charitable remainder trust. Benefits include a partial charitable income tax deduction, potential for increased income and up-front capital gains tax avoidance.
  • CHARITABLE LEAD TRUSTS— Benefit from the tax savings that result from supporting the Y without giving up any assets that you’d like your family to receive someday. A charitable lead annuity trust pays a fixed amount each year to the Y and is more attractive when interest rates are low. A charitable lead unitrust pays a variable amount each year based on the value of the assets in the trust.
  • REAL ESTATE— When you give the Y appreciated property you have held longer than one year, you get a federal income tax charitable deduction, you avoid paying capital gains tax, and you no longer have to deal with that property’s maintenance costs, property taxes or insurance. You also don’t have to hassle with selling the real estate!
  • MEMORIALS & TRIBUTE GIFTS— Establishing a memorial or tribute gift is a meaningful way to honor your loved one or celebrate a special occasion such as a birthday while supporting the work of the Y’s mission. Your memorial or tribute gift will be a lasting tribute to your loved one and make a difference in the lives of those we serve.
  • ENDOWED GIFTS— When you make a donation to our endowment, you give a gift with both immediate and long-term benefits. Here’s how it works: Endowment donations are invested. A portion of the annual income from the investment is used to address immediate needs at the Princeton Family YMCA. The remaining funds are reinvested to ensure indefinite support.
  • DONOR ADVISED FUNDS— A donor advised fund, which is like a charitable savings account, allows you to transfer cash or other assets to a tax-exempt sponsoring organization such as a public foundation. You can then recommend—but not direct—how much and how often money is granted to the Y or other charities. You’ll receive an immediate federal income tax charitable deduction at the time you contribute to the account, and the power to make recommendations on which charities to support.


Before you start planning the details of your gift, think about the results you want to achieve. Perhaps you want to provide children in need with the same summer camp opportunities you received. Or maybe you are interested in helping a parent that was laid off afford health services that will reinforce their optimism and tenacity. Perhaps it is simply important to you to give back to an institution that had a profound impact on your life, or to involve your family in a charitable cause that they can nourish together for generations to come. Planned giving at the Y will help people from all walks of life live happier, healthier and more connected.


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